What if everyone buys ETFs?

The most common investment advice that I have heard for the past year is: Buy ETFs. Almost everyone I know who is a little savvy about investments is advocating for ETFs, specifically Index ETFs. Best of all this investment strategy is so easy to execute that almost everyone, regardless of his or her level of Read More …

10 years after the collapse of Lehman Brothers – Personal Finance lessons

10 years after the collapse of Lehman Brothers Just last week, 15th Sep 2018 marks the 10 year anniversary of the collapse of Lehman Brothers. The incident is still fresh in the minds of many people. The internet gets flooded with articles of lessons learned from 10 years ago. All the articles focused on learnings Read More …

My Credit Card for 2018

If there is an area of banking that think banks are most aggressive in their marketing, it’d be in the marketing of credit cards. Their advertisements are everywhere. Previously, they are on newspaper, Mass Rapid Transport panels, taxi, and television. But now, with social media and search engine optimization technology, I see them on my Read More …

Getting Started

There is always this cloud hanging over the head of beginners on how to get started on managing their personal finance. From Money Bull’s and Thinking Bear’s First Principles. Principle 1: Be aware of your money and your relationship with money Principle 2: Cash Out flow should be less than Cash In flow Principle 3: Read More …