10 years after the collapse of Lehman Brothers – Personal Finance lessons

10 years after the collapse of Lehman Brothers Just last week, 15th Sep 2018 marks the 10 year anniversary of the collapse of Lehman Brothers. The incident is still fresh in the minds of many people. The internet gets flooded with articles of lessons learned from 10 years ago. All the articles focused on learnings Read More …

Getting Started

There is always this cloud hanging over the head of beginners on how to get started on managing their personal finance. From Money Bull’s and Thinking Bear’s First Principles. Principle 1: Be aware of your money and your relationship with money Principle 2: Cash Out flow should be less than Cash In flow Principle 3: Read More …

Personal Finance: Overview

Following from the First Principles of Money Management, we derive the basic components of personal finance Principle 1: Be aware of your money and your relationship with money First, some work was required to go through the monthly statements and collate them into an excel. It’d require a discipline to take a regular snapshot of Read More …

Personal Finance: First Principles

Money Bull and Thinking Bear (MBTB) tries to break down the complicated webs of personal finance into simple bite size topics based on ‘First Principles Thinking‘. Conceptually, personal finance is about managing cash flows. Without going into the various specific various streams of cash flows, the basic elements of Personal Finance are :- Managing the Read More …