What if everyone buys ETFs?

The most common investment advice that I have heard for the past year is: Buy ETFs. Almost everyone I know who is a little savvy about investments is advocating for ETFs, specifically Index ETFs. Best of all this investment strategy is so easy to execute that almost everyone, regardless of his or her level of Read More …

10 years after the collapse of Lehman Brothers – Personal Finance lessons

10 years after the collapse of Lehman Brothers Just last week, 15th Sep 2018 marks the 10 year anniversary of the collapse of Lehman Brothers. The incident is still fresh in the minds of many people. The internet gets flooded with articles of lessons learned from 10 years ago. All the articles focused on learnings Read More …

Personal Finance: First Principles

Money Bull and Thinking Bear (MBTB) tries to break down the complicated webs of personal finance into simple bite size topics based on ‘First Principles Thinking‘. Conceptually, personal finance is about managing cash flows. Without going into the various specific various streams of cash flows, the basic elements of Personal Finance are :- Managing the Read More …